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be forced into some government-run health care plan. nation still divide on health care reform. polls haven't change yet. well, yeah. it just happened last week. [laughter] it's only been a week. [applause] can you imagine if some of these reporters were working on a farm and you planted some seeds and they came out the next day and
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they looked and they go nothing's happened! there is no crop! we're going to starve! oh no! it's a disaster! [laughter] it's been a week, folks. so before we find out if people like health care reform, we should wait to see what happens when we actually put it into place. [applause] just a thought. now, look. this reform is not going to solve every problem with our health care system. it is a huge, complicated piece of business. a couple of trillion dollars.
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thousands of people affected. thousands of people working in the industry. it is not going to bring down the cost of health care overnight. we're going to have to make some adjustments along the way. but it represents enormous progress. it enshrines the principle that every american should have the security of decent care. and that nobody should go bankrupt because they have a kid who is sick with a pre-existing condition. [applause] that small businesses shouldn't be burdened because they want to do the right thing by their employees. so now that this bill is finally law, and all the folks have been playing politics, we'll finally have to confront the reality of what this reform is. we'll also have to confront the reality of what it isn't. they will have to finally acknowledge that this isn't a government takeover of our
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health care system. they will see if americans like their doctor, they will keep their doctor and if you like your insurance plan, you will keep it. no one will be able to take that away from you. it hasn't happened yet. it won't happen in the future. this is a middle of the road solution to a very serious problem. it is not single payer. some people wanted that. i understood that. [applause] but -- it is not that but it is also not what the republicans were advocating for, which is essentially that you completely deregulate the insurance industry, you let them run wild and somehow you are going to benefit. that was their theory. it was called the guarding the chicken coop health care plan.
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[applause] so it is not the plan that some on the left supported in the past. it is not what some on the right supported but it is a common sense plan. this reform incorporates ideas from both democrats and republicans including, by the way, a number of ideas from your senator and somebody i consider a friend, olympia snowe, who spent many hours meeting with me on this bill. [applause] and what this reform does is it builds on the system of private health insurance that we have already got. so that if you have insurance, this reform will make it more secure and more affordable. if you can't afford insurance or if you have been denied coverage, you're finally going to be able to get it. and cost also come down reducing our deficit by more than $1
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trillion over the next two decades. that's what this reform will do. [applause] now it will take about four years the implement this entire plan because we've got to do it responsibly. we need to get it right but there is also a set of reforms that will take effect this year. so i just want to -- i want everybody to understand what's going to happen this year. starting this year, millions of small business owners are going to be eligible for a tax credit that will help them cover the cost of insurance for their employees. and let me talk about -- [applause] let me talk about what this means for a small business owner like bill miller. [applause] bill, stand up. [applause] that's bill right there.
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now, i want to give a little plug to bill, here. bill owns market house coffee and the maine beer and beverage corporation right here in portland. [applause] in exchange for this publicity, i hope that i'm going to get some samples of the beer. [applause] ok. he nodded in the affirmative. he wants to give his part time employees health insurance and he wants to give them more hours but he can't do both. he can't afford to do both. so this tax credit will make it easier for an employer like bill who wants to do the right thing by his workers.
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starting now, small business owners like bill will have the security of knowing that they can qualify for a tax credit that covers up to 35%, over 1/3 of what they pay for their employees' health insurance. and starting now -- [applause] starting now, small business owners that provide health insurance for their workers can sit down at the end of the week and look at their expenses and begin calculating how much money they are going to save. for small business owners who don't currently provide it, they are going to be able to factor in this new benefit when they are deciding to do so. now it won't solve all of our problems but it means employees who work for bill have a better chance of keeping their health care and getting health care and if they are already getting health care, means bill has some extra money that means he might hire that extra worker. right? [applause]
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so this health care tax credit is projobs, probusiness and it starts this year. this month wire going to be sending out details how to apply for this credit. millions of small businesses across the country. if you want to learn about it today, we're going to put all the facts on our website. that happens this year. here is what else happens this year. tens of thousands of uninsured americans with pre-existing conditions and parents whose children have a pre-existing condition will finally be able to purchase the coverage that they need. [applause]
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>> so, last week, i met a man named david gallagher whose daughter lauren wrote me a letter last year. when lauren's mom lost her job, the entire family lost their health insurance. when they tried to get new insurance, david was denied coverage because he once had a complicated hernia -- a complication-free hernia surgery and they didn't want to cover him. lauren was worried sick about what would happen had her father become ill or injured. now david gallagher will finally have access to health care again. that begins this year. that starts this year. [applause] that's just one of the insurance reforms that starts this year. here is what else happens. insurance companies won't be able to drop people's coverage when they get sick or place
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lifetime limits or restrictions on the amount of care they can receive. [applause] now this isn't some abstract concept. there was a story in a local paper this week about a woman named theresa. theresa's husband -- where is she? are you up there? stand up. stand up. [applause] her husband passed away recently from cancer. and before he died, he hit the lifetime cap on his insurance. as a result, theresa's not only had to cope with the loss of her husband, but with $60,000 in medical bills. this is after she has already
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spent all of her retirement savings on medical care. because of this reform, a situation like theresa's won't happen again in the united states of america. that's going to start this year. we're inspired by stories like this. [applause] starting this year, all the insurance plans will be required to offer free preventive care and starting this year, this may interest some of you here. if you are a young person who doesn't have insurance, or doesn't have a job that offers insurance, you're going to be able to stay on your parents' insurance policy until you're 26 years old, starting this year. [applause] starting this year.
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so -- now you're welcome. thanks, shellie and mike. they voted for it. [applause] this year, seniors who fall into the coverage gap known as the doughnut hole, they are going to receive $250 to help pay for prescriptions and that is just the first step. what we're going to be doing is over the next several years, closing that gap completely and i want seniors to know -- [applause] i want seniors to know despite some of the stuff that has been said out there, these reforms don't cut into your guaranteed benefits. they eliminate co-payments and
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deductables for preventive care like checkups and mammograms. you will be get getting those for free now. this is why aarp supported this bill. because it is good for seniors. it is the right thing to do. it is good for young people. it is the right thing to do. it is good for people -- lifetime limits. good for people with pre-existing conditions. all that happens this year and then by 2014, each state will set up what we're calling a health insurance exchange but it is basically just a competitive markets place where uninsured people and small businesses who right now are out there on their own trying to negotiate with insurance companies, they can now be part of a big pool, millions of people coming together, leveraging their purchasing power, which is going to lower their rates. they will get a better deal. wal-mart, the reason they are able to give you low prices is because they buy and they tell
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their suppliers, we're the biggest -- we're an 800-pound gorilla when it comes to whatever product you're talking about. the same thing is true when it comes to the insurance market. everybody who can be part of this pool is going to get a better deal than they would otherwise get. by the way, mobse congress are going to be part of this pool. so you know it is going to be good because they are going to have to use it themselves for their own families. [applause] that will happen in the next few years and when this exchange is up and running, millions of people are going to get tax breaks to help them with coverage. some folks still can't afford it so we're going to give you tax credits to hp you afford it. it adds up to the largest middle
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class tax cut in health care in history. that's what this bill is about. [applause] so think about it. so think about it. that's what this is about. we're setting up a pool. using the private market to give people a better deal. we're giving tax breaks to working people. some of them working two, three jobs, still can't get insurance. we're going to get them some help. we're going to get small businesses some help so that they can help their workers and improve their bottom line and we've got a whole bunch of insurance reforms so people like theresa are not going to be disadvantaged and taken advantage of when they need it most. that's what this bill is. and it's paid for and it saves on our deficit. now this is what everybody has been hollering about.
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as the end of freedom. and now that it has passed, they are already promising we're going to repeal it. they are going to run on a platform of repeal in november. and my attitude is go for it. [applause] you try to repeal it. i want these members of congress to come to -- come out of washington, come here to maine and there mr. millican there you know what? we're going to take away your tax credits, essentially raise your fax taxes. if they want to do that be my guest. if they want to look at lawyer gallagher and tell her they want to take away her father's ability to get health insurance, that's all right.
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they want to tell theresa once again you can face a lifetime of debt if you lose a family member, they can run on that platform. if thepts to have a fight -- they want to have a fight, i welcome that fight because i don't believe the american people are going to put the insurance industry back in the drivers seat. not going to have that anymore. [applause] i'm happy to have that argument. now fairness, i want to be fair. some of them have now said, well, we want to repeal and replace this bill with our brand of insurance reform, but when you poke and prod and ask them well, what is it exactly you're going to replace it with, it turns out they want to
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deregulate the insurance market. we've already been there. we know what that's like. we're not going back. we're not going back. this country is ready to move forward. portland, maine, is ready to move forward. [applause] and while we're we're talking about moving forward, i want to mention one thing. kind of lost in the shuffle of all of this health care debate is the fact that part of the bill that we signed, that i signed this week, is going to provide an additional $68 billion that used to go to banks and financial services companies and that's now going to go to the student loan program. [applause]
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for grant, pell grants and to make sure that college is affordable for every young person in america. i want to know do they want to repeal that as well because i'm happy to have that discussion. [applause] $68 billion. $68 billion. that was going to banks and financial institutions. we have taken that money from the banks, from the financial institutions, double pell grants, making sure that young people if you've got debt when you get out of college, i know i had some and you probably do too, you will never have to pay more than 10% of your income in repayment so that you're not going broke because you decided
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to get a college education that makes our economy strong , that makes america stronger. if they want to repeal that, too, we can have that discussion. [applause] you know, the road to this victory has been long. it has been difficult. and it is absolutely true that because health care is such a complicated issue, a lot of people got worried. a lot of people got scared. and the misinformation seeped in and then the process was ugly and everybody was arguing and there was all kinds of stuff going on in the senate the house and everybody said this looks like a mess. i understand that. that's part of our democracy. this is part -- a democracy is a
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messy business. it is the worst form of government except for all the other ones that have been tried. [applause] that's what winston churchhill said. that's what winston churchhill said. it can be frustrating sometimes but ultimately that's what makes our country so great. because everybody is able to voice their opinions. everybody is able to get out there and organize. and you're free to call your president an idiot. you know? that's a wonderful thing. as i was driving by, people were waving and everybody is clapping and one guy is like, eh. he saw me through the window and
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he goes -- i thought that's a great thing about the country. [applause] but i want everybody to learn the lesson from this debate in reaching this milestone it doesn't represent the end of all of our problems. we still have jobs to create and deficits to reduce. we still have children to educate and we still face enormous challenges in this country. jobs haven't been returning fast enough, despite everything that we're doing. the economy is growing again but people still haven't been hired back as fast as they need to. small businesses are still having trouble getting credit out there. so there are all kinds of issues we're going to have to work on but what this fight has taught us about ourselves and about this country, it is bigger than any one issue. it is a reminder that change is never easy but it is always possible. it reminds us in the united
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states of america, we still have the power to shape our own destiny and reminds us that we as a people don't shrink from a challenge. we don't shirk our responsibilities. we embrace challenges. we don't fear the future. we shape the future. that's what we do. that's who we are. that's what you're about. that's why you're here. that's why i ran for president of the united states of america. that's what makes us the united states of america. thank you, folks! god bless you. god bless the united states of america. [applause] ♪ looking at the promise of the
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promised land country kid dreams of fame and fortune one kid one could end up going to prison one just might be president only in america red, white and blue only in america everybody gets the chance only in america
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going down an l.a. freeway newlyweds in the back of a limousine a welder's son and a banker's daughter all they want is everything she came out here to be an actress he was a singer in a band they talked about the stars they could have been only in america
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red, white and blue only in america we all get a chance everybody gets to dance knowledge america -- only in america ♪ only in america red, white and blue only in america where we dream as big as we all get a chance everybody gets to dance
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knowledge america only in america only in america dream in red white and blue knowledge america ♪ there's no room
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in this town out of love you thought you'd found a beautiful day a beautiful day
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got no destination in her mind you have been all over it's a beautiful day a beautiful day

CSPAN April 2, 2010 2:30am-3:00am EDT

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TOPIC FREQUENCY America 20, Theresa 6, United States 5, Lauren 3, Maine 3, David Gallagher 2, Winston Churchhill 2, Us 2, Portland 2, Mr. Millican 1, Wal-mart 1, Pell 1, Bill Miller 1, Olympia Snowe 1, L.a. 1, Gallagher 1, Shellie 1, Washington 1
Network CSPAN
Duration 00:30:00
Video Codec mpeg2video
Audio Cocec ac3
Pixel width 704
Pixel height 480
Sponsor Internet Archive
Audio/Visual sound, color

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on 4/2/2010